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Willy's Insurance now has two locations to better serve you!

Need Insurance now? Call or Text now!

Hablamos Español

Insurance for Auto, Home,
Motorcycle & SR-22

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Chula Vista
TEXT:  (619) 480-9912

Or Try
Our New Location

CALL:  (619) 240-3333
TEXT:  (619) 632-3618
Emo Brown Social Club
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Quick Phone Quotes

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Service at Your Fingertips


We are now working remotely from 8am -1pm and serving with you in person at the office 

between 1pm - 5pm with scheduled appointment. There will always be safety measures put in place for your

safety and the safety of our team.

Call or text us and get insured in minutes over the phone. There's no need to drive to our office any longer, we

can discuss pricing and explain coverage details over the phone and email, ensuring the customer

service that Willy's has provided for years.


Providing a Number of Services

Let us quote you on your auto, home, motorcycle or SR-22.

We're confident we can get you covered at the most affordable rate.

Auto Insurance

Auto insurance is not only great protection, it's the law. Learn how to obtain the best coverage for your vehicle.

Home Insurance

Homeowners insurance helps protect your home and your family. Get a quote, and find your coverage options.


SR22 must be obtained anytime you wish to reinstate your license following a DMV suspension or revocation.


Learn All About the Advantages that Our Services Have to Offer

Personalize Your Experience

The modern insurance broker regardless of your age, driving record or license status. We are here to help you without over charging you in service fees. We are more than an insurance agency, our brand is a lifestyle

Currently working remotely we continue to offer a full list of services

 Auto, Commercial Auto, SR22, Motorcycle, Home, Renters, Motorhomes, Travel trailers, Boat and Tourist coverage to Mexico


We've Come a Long Way

Chula Vista, California

My name is Willy Ruiz and I have been a licensed Insurance Agent since 2006. I was born and raised in Chula Vista, CA. I graduated from Hilltop High School in 2004. My beautiful wife, Valerie, was also born and raised in Chula Vista and is an alumni of Chula Vista High School. We are raising our family in the tight-knit community of Christmas Circle, and are both very proud to represent the city of Chula Vista! Insurance is in my family’s DNA. I started working as a file clerk, alongside my mother Elena, for a long -standing insurance agency. On November 1st, 2012, my life-long dream became a reality when I opened Willy’s Insurance Agency, providing insurance coverage for auto, motorcycle, and home. Since then, we have helped countless people along the way by following these key business values: treat every client equally, explain each policy option clearly and with full transparency, and always look at our clients as family, and not a commission.

We do not claim to be “the best” or “the cheapest” in town, because the reality is that most insurance brokers offer similar prices and coverage. We stand apart from the rest by building relationships with our clients and getting to know what their true insurance needs are. We are not in this business to pile up commissions and profit off high fees. We are here to build up a loyal client base, by providing the best service that they can trust and want to tell their friends and family about. Here at Willy’s Insurance, we want to help our community by providing them peace of mind to face those difficult and unexpected moments in life.


What People are Saying

We love our customers!

"I Needed an SR-22 fast and Willy's delivered. I've recommended Willy's twice now and everyone has been well taken care of".

"Willy has been my insurance agent for 6+ years and always provides me with affordable rates, quick and professional service"

"I have had a few cars they've all been insured through Willy's.My husband and I are grateful for their hard work and dedication"

Rob Betancourt

Daniel Payne

Lizeth Alba

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